/* ==========================================================================
   Faul Insurance — Main Stylesheet
   Palette matched to the Faul Insurance "BF" wing logo: deep navy + a
   vivid brand blue accent, on white. Built for a professional independent
   insurance agency serving the Northshore (Mandeville, LA) market.
   ========================================================================== */

:root {
  --navy-900: #071b45;
  --navy-800: #0b2a6e;
  --navy-700: #0f3a8f;
  --navy-600: #144aad;
  --accent-500: #0a4fc4;
  --accent-600: #083b93;
  --accent-100: #e8eefb;
  --gray-900: #16212b;
  --gray-700: #3f4d5a;
  --gray-500: #6b7c8c;
  --gray-300: #cfd8e0;
  --gray-100: #f3f6f8;
  --white: #ffffff;
  --success: #1f7a4d;

  --font-heading: "Sora", "Segoe UI", Arial, sans-serif;
  --font-body: "Inter", "Segoe UI", Arial, sans-serif;

  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --shadow-sm: 0 1px 3px rgba(8, 28, 48, 0.08);
  --shadow-md: 0 8px 24px rgba(8, 28, 48, 0.10);
  --shadow-lg: 0 20px 48px rgba(8, 28, 48, 0.16);
  --container: 1160px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--gray-900);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
svg { width: 20px; height: 20px; flex-shrink: 0; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; margin: 0; padding: 0; }
h1, h2, h3, h4 {
  font-family: var(--font-heading);
  color: var(--navy-900);
  line-height: 1.15;
  margin: 0 0 0.5em;
  font-weight: 700;
}
h1 { font-size: clamp(2.2rem, 4vw, 3.4rem); }
h2 { font-size: clamp(1.7rem, 3vw, 2.4rem); }
h3 { font-size: 1.25rem; }
p { margin: 0 0 1em; color: var(--gray-700); }
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}
section { padding: 80px 0; }
@media (max-width: 720px) {
  section { padding: 56px 0; }
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-sm);
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.98rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease, color 0.15s ease;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn-accent {
  background: var(--accent-500);
  color: var(--white);
  box-shadow: var(--shadow-sm);
}
.btn-accent:hover { background: var(--accent-600); box-shadow: var(--shadow-md); }
.btn-outline {
  background: transparent;
  border-color: rgba(255,255,255,0.55);
  color: var(--white);
}
.btn-outline:hover { background: rgba(255,255,255,0.12); }
.btn-navy {
  background: var(--navy-800);
  color: var(--white);
}
.btn-navy:hover { background: var(--navy-900); box-shadow: var(--shadow-md); }
.btn-block { width: 100%; }

/* ---------- Top utility bar ---------- */
.topbar {
  background: var(--navy-900);
  color: var(--gray-300);
  font-size: 0.86rem;
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 8px;
  padding-bottom: 8px;
  flex-wrap: wrap;
  gap: 6px;
}
.topbar a { color: var(--gray-300); }
.topbar a:hover { color: var(--accent-500); }
.topbar .topbar-links { display: flex; gap: 20px; }

/* ---------- Header / Nav ---------- */
.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--gray-300);
  position: sticky;
  top: 0;
  z-index: 100;
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.28rem;
  color: var(--navy-900);
}
.brand .brand-sub {
  display: block;
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 0.62rem;
  letter-spacing: 0.14em;
  color: var(--accent-600);
  text-transform: uppercase;
}
.brand svg { flex-shrink: 0; }
.brand-logo { height: 46px; width: auto; display: block; }
@media (max-width: 480px) { .brand-logo { height: 38px; } }

.footer-logo-panel {
  display: inline-block;
  background: var(--white);
  padding: 14px 18px;
  border-radius: var(--radius-sm);
  margin-bottom: 16px;
}
.footer-logo-img { height: 34px; width: auto; display: block; }

.main-nav { display: flex; align-items: center; gap: 30px; }
.main-nav ul { display: flex; gap: 26px; }
.main-nav a {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--navy-800);
  padding: 6px 2px;
  border-bottom: 2px solid transparent;
}
.main-nav a:hover, .main-nav a.active { color: var(--accent-600); border-bottom-color: var(--accent-500); }
.nav-cta { display: flex; align-items: center; gap: 18px; }
.nav-phone { font-weight: 700; color: var(--navy-900); font-family: var(--font-heading); }
.nav-phone span { display: block; font-size: 0.68rem; font-weight: 500; color: var(--gray-500); font-family: var(--font-body); }

.menu-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.menu-toggle span {
  display: block;
  width: 26px;
  height: 2px;
  background: var(--navy-900);
  margin: 6px 0;
  transition: 0.2s;
}

@media (max-width: 900px) {
  .main-nav { position: fixed; inset: 64px 0 0 0; background: var(--white); flex-direction: column; align-items: stretch; padding: 20px 24px; transform: translateX(100%); transition: transform 0.25s ease; overflow-y: auto; }
  .main-nav.open { transform: translateX(0); }
  .main-nav ul { flex-direction: column; gap: 0; }
  .main-nav ul li { border-bottom: 1px solid var(--gray-100); }
  .main-nav a { display: block; padding: 14px 4px; }
  .nav-cta { flex-direction: column; align-items: stretch; margin-top: 20px; gap: 12px; }
  .menu-toggle { display: block; }
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background: linear-gradient(120deg, var(--navy-900) 0%, var(--navy-700) 100%);
  color: var(--white);
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 85% 20%, rgba(10,79,196,0.28) 0%, transparent 45%),
    radial-gradient(circle at 10% 90%, rgba(255,255,255,0.08) 0%, transparent 40%);
}
.hero-inner {
  position: relative;
  padding: 36px 0 10px;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: start;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  color: var(--accent-100);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 7px 14px;
  border-radius: 999px;
  margin-bottom: 14px;
}
.hero h1 { color: var(--white); }
.hero-lead { color: rgba(255,255,255,0.82); font-size: 1.1rem; max-width: 540px; }
.hero-actions { display: flex; gap: 14px; margin-top: 22px; flex-wrap: wrap; }
.hero-stats { display: flex; gap: 30px; margin-top: 48px; flex-wrap: wrap; }
.hero-stats div strong { display: block; font-family: var(--font-heading); font-size: 1.5rem; color: var(--white); }
.hero-stats div span { font-size: 0.82rem; color: rgba(255,255,255,0.72); }

.hero-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-lg);
  color: var(--gray-900);
}
.hero-card h3 { margin-bottom: 4px; }
.hero-card p.muted { color: var(--gray-500); font-size: 0.92rem; margin-bottom: 20px; }
.hero-card .form-row { margin-bottom: 14px; }

@media (max-width: 960px) {
  .hero-inner { grid-template-columns: 1fr; padding-top: 28px; }
}

/* ---------- Section headers ---------- */
.section-eyebrow {
  display: inline-block;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--accent-600);
  margin-bottom: 12px;
}
.section-head { max-width: 680px; margin: 0 auto 48px; text-align: center; }
.section-head.left { margin-left: 0; text-align: left; }

/* ---------- Trust bar ---------- */
.trust-bar { background: var(--gray-100); border-top: 1px solid var(--gray-300); border-bottom: 1px solid var(--gray-300); }
.trust-bar .container { display: flex; flex-wrap: wrap; gap: 28px; justify-content: space-between; padding: 26px 24px; }
.trust-item { display: flex; align-items: center; gap: 12px; flex: 1 1 220px; }
.trust-item .icon-badge { flex-shrink: 0; }
.trust-item strong { display: block; font-family: var(--font-heading); font-size: 0.95rem; color: var(--navy-900); }
.trust-item span { font-size: 0.85rem; color: var(--gray-500); }

/* ---------- Icon badges ---------- */
.icon-badge {
  width: 46px; height: 46px;
  border-radius: 12px;
  background: var(--accent-100);
  color: var(--accent-600);
  display: flex; align-items: center; justify-content: center;
}
.icon-badge.navy { background: var(--navy-800); color: var(--accent-500); }
.icon-badge svg { width: 24px; height: 24px; }

/* ---------- Cards grid ---------- */
.grid { display: grid; gap: 26px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 960px) { .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .grid-3, .grid-4, .grid-2 { grid-template-columns: 1fr; } }

.card {
  background: var(--white);
  border: 1px solid var(--gray-300);
  border-radius: var(--radius-md);
  padding: 30px;
  transition: transform 0.15s ease, box-shadow 0.15s ease, border-color 0.15s ease;
  height: 100%;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: transparent; }
.card .icon-badge { margin-bottom: 18px; }
.card h3 { margin-bottom: 8px; }
.card p { margin-bottom: 14px; font-size: 0.95rem; }
.card-link { font-weight: 700; font-size: 0.88rem; color: var(--navy-800); display: inline-flex; align-items: center; gap: 6px; }
.card-link:hover { color: var(--accent-600); }

/* ---------- Alt / dark section ---------- */
.section-navy { background: var(--navy-900); color: var(--white); }
.section-navy h2, .section-navy h3 { color: var(--white); }
.section-navy p { color: rgba(255,255,255,0.75); }
.section-alt { background: var(--gray-100); }

/* ---------- Two column feature ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
@media (max-width: 900px) { .split { grid-template-columns: 1fr; gap: 32px; } }
.check-list li { display: flex; gap: 12px; margin-bottom: 14px; align-items: flex-start; }
.check-list li svg { flex-shrink: 0; margin-top: 3px; color: var(--accent-600); }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; counter-reset: step; }
@media (max-width: 800px) { .steps { grid-template-columns: 1fr; } }
.step { position: relative; padding-left: 4px; }
.step .step-num {
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--navy-900); color: var(--accent-500);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-heading); font-weight: 700; font-size: 1.1rem;
  margin-bottom: 16px;
}

/* ---------- FAQ ---------- */
.faq-item { border-bottom: 1px solid var(--gray-300); padding: 22px 0; }
.faq-item summary {
  cursor: pointer;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.02rem;
  color: var(--navy-900);
  display: flex;
  justify-content: space-between;
  align-items: center;
  list-style: none;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  font-size: 1.4rem;
  color: var(--accent-600);
  margin-left: 12px;
  transition: transform 0.2s ease;
}
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item p { margin-top: 12px; }

/* ---------- CTA band ---------- */
.cta-band {
  background: linear-gradient(120deg, var(--navy-800), var(--navy-900));
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 56px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.cta-band h2 { color: var(--white); margin-bottom: 6px; }
.cta-band p { color: rgba(255,255,255,0.75); margin: 0; }

/* ---------- Forms ---------- */
.form-row { display: flex; flex-direction: column; gap: 6px; }
label { font-size: 0.85rem; font-weight: 600; color: var(--navy-800); }
input, select, textarea {
  font-family: var(--font-body);
  font-size: 0.96rem;
  padding: 12px 14px;
  border: 1px solid var(--gray-300);
  border-radius: var(--radius-sm);
  background: var(--white);
  color: var(--gray-900);
  width: 100%;
}
input:focus, select:focus, textarea:focus {
  outline: none;
  border-color: var(--accent-500);
  box-shadow: 0 0 0 3px rgba(10,79,196,0.22);
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 640px) { .form-grid { grid-template-columns: 1fr; } }
.form-note { font-size: 0.78rem; color: var(--gray-500); margin-top: 10px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-900); color: rgba(255,255,255,0.7); padding-top: 64px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,0.12); }
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; } }
.site-footer h4 { color: var(--white); font-size: 0.85rem; letter-spacing: 0.06em; text-transform: uppercase; margin-bottom: 18px; }
.site-footer ul li { margin-bottom: 10px; }
.site-footer a:hover { color: var(--accent-500); }
.footer-brand { display: flex; align-items: center; gap: 10px; color: var(--white); font-family: var(--font-heading); font-weight: 700; font-size: 1.15rem; margin-bottom: 14px; }
.footer-bottom { display: flex; justify-content: space-between; padding: 22px 0; font-size: 0.82rem; flex-wrap: wrap; gap: 10px; }
.footer-bottom a { margin-left: 16px; }

/* ---------- Breadcrumb / page header ---------- */
.page-hero {
  background: linear-gradient(120deg, var(--navy-900), var(--navy-700));
  color: var(--white);
  padding: 64px 0 56px;
}
.page-hero h1 { color: var(--white); margin-bottom: 10px; }
.breadcrumb { font-size: 0.85rem; color: rgba(255,255,255,0.65); margin-bottom: 14px; }
.breadcrumb a { color: rgba(255,255,255,0.85); }
.breadcrumb a:hover { color: var(--accent-500); }

/* ---------- Blog ---------- */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
@media (max-width: 900px) { .blog-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .blog-grid { grid-template-columns: 1fr; } }
.blog-card { border: 1px solid var(--gray-300); border-radius: var(--radius-md); overflow: hidden; background: var(--white); display: flex; flex-direction: column; transition: box-shadow 0.15s ease, transform .15s ease; }
.blog-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.blog-card .blog-thumb { height: 160px; background: linear-gradient(135deg, var(--navy-800), var(--navy-600)); display: flex; align-items: center; justify-content: center; }
.blog-card .blog-body { padding: 22px; display: flex; flex-direction: column; gap: 10px; flex: 1; }
.blog-tag { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.07em; color: var(--accent-600); }
.blog-meta { font-size: 0.8rem; color: var(--gray-500); margin-top: auto; }

article.post { max-width: 760px; margin: 0 auto; }
article.post h2 { margin-top: 1.4em; }
article.post h3 { margin-top: 1.2em; }
article.post ul, article.post ol { margin: 0 0 1.2em; padding-left: 1.4em; color: var(--gray-700); }
article.post li { margin-bottom: 8px; }
article.post blockquote {
  border-left: 4px solid var(--accent-500);
  margin: 28px 0;
  padding: 4px 24px;
  color: var(--navy-800);
  font-style: italic;
  font-size: 1.05rem;
}
.post-meta { display: flex; gap: 18px; align-items: center; color: var(--gray-500); font-size: 0.88rem; margin-bottom: 30px; flex-wrap: wrap; }
.author-chip { display: flex; align-items: center; gap: 10px; }
.author-avatar {
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--navy-800); color: var(--accent-500);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-heading); font-weight: 700; font-size: 0.85rem;
}
.post-callout {
  background: var(--accent-100);
  border: 1px solid rgba(10,79,196,0.30);
  border-radius: var(--radius-md);
  padding: 22px 26px;
  margin: 30px 0;
}
.post-callout strong { color: var(--navy-900); }

/* ---------- Misc ---------- */
.badge {
  display: inline-block;
  background: var(--accent-100);
  color: var(--accent-600);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: 999px;
}
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.note-box {
  background: var(--gray-100);
  border-left: 4px solid var(--navy-700);
  padding: 16px 20px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  color: var(--gray-700);
  margin: 20px 0;
}

/* ---------- Hero family photo ---------- */
.hero-family-photo {
  width: 100%;
  max-width: 440px;
  height: 240px;
  object-fit: cover;
  object-position: center 32%;
  border-radius: var(--radius-md);
  border: 3px solid rgba(255,255,255,0.25);
  box-shadow: var(--shadow-lg);
  margin-bottom: 18px;
}
@media (max-width: 720px) { .hero-family-photo { height: 210px; } }

/* ---------- Map strip below hero ---------- */
.map-strip iframe { border: 0; display: block; width: 100%; height: 320px; }
.map-strip .map-frame {
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--gray-300);
}

/* ---------- Photo slideshow ---------- */
.slideshow {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 3;
  background: var(--navy-800);
}
.slideshow .slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity 0.9s ease;
}
.slideshow .slide.active { opacity: 1; }
.slideshow .slide img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 30%;
}
.slideshow .slide-dots {
  position: absolute;
  bottom: 14px;
  left: 0;
  right: 0;
  display: flex;
  justify-content: center;
  gap: 8px;
  z-index: 2;
}
.slideshow .slide-dots button {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  border: none;
  background: rgba(255,255,255,0.45);
  cursor: pointer;
  padding: 0;
}
.slideshow .slide-dots button.active { background: var(--white); }

/* ---------- Review cards ---------- */
.review-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 20px 22px;
  box-shadow: var(--shadow-md);
}
.review-card .review-stars { color: #f5b301; display: inline-flex; margin-bottom: 8px; }
.review-card .review-stars svg { width: 16px; height: 16px; }
.review-card p { font-size: 0.92rem; margin-bottom: 10px; color: var(--gray-700); }
.review-card .review-meta { font-size: 0.8rem; color: var(--gray-500); }
.review-card .review-meta strong { color: var(--navy-900); }