Your local GEICO Exclusive Agent — auto, home & more
4.9 · 800+ Google Reviews

Louisiana Homeowners Insurance

Bobby Faul is a directly appointed GEICO Exclusive Agent serving Louisiana — GEICO-approved homeowners carriers, with local agents that live on the Gulf Coast and understand the local homeowners market.

YES! We write homeowners insurance by phone — with multiple carriers to compare

*PRESS 1 TO SPEAK WITH AN AGENT*

OFFICE HOURS: MON–FRI, 9:00 AM – 5:00 PM

What's Typically Included

Coverage building blocks

  • Dwelling coverage for the structure of your home
  • Personal property coverage for belongings inside
  • Liability protection if someone is injured on your property
  • Loss-of-use coverage if your home becomes temporarily unlivable
  • Other structures coverage for detached garages, sheds, or fences
  • Optional scheduled coverage for jewelry, art, or other valuables

Why we quote homeowners by phone

Louisiana homeowners pricing depends on details an online form doesn't ask about — roof age, flood zone, elevation, prior claims, and how each carrier treats named-storm deductibles at your specific address. Ten minutes on the phone gets you a number you can actually rely on.

Call 985-875-5001
Coverage Options

Things worth discussing before you buy

Wind & hail coverage

Some Louisiana homeowners policies handle wind and hail separately from other perils. We'll review how your policy treats it and what your deductible looks like in a storm.

Flood insurance

Standard homeowners policies typically exclude flood damage. Given our location near Lake Pontchartrain, we'll talk through flood coverage options separately.

Hurricane deductibles

Many coastal Louisiana policies include a separate, often percentage-based, hurricane or named-storm deductible worth understanding before a storm season starts.

Before You Call

Have these handy if you can: your property address, the approximate age of the roof, your current policy declarations page, and any claims from the last five years. Don't have them? Call anyway — we can start without them.

Common Questions

FAQ

Why can't I get a homeowners quote online?

Louisiana homeowners coverage is written through our partner carriers, and accurate pricing depends on property details specific to your address. Rather than give you a number that changes later, we go through it with you directly.

Is flood insurance included in my homeowners policy?

Typically no. Flood coverage is usually a separate policy, often through the National Flood Insurance Program or a private flood carrier. We can walk you through the options for your address.

What's a named-storm or hurricane deductible?

It's a separate deductible, often a percentage of your dwelling coverage, that applies specifically to hurricane or named-storm damage rather than your standard deductible. We'll show you how it applies on any policy we quote.

What if I call after hours?

Leave a message with your name and number and we'll call you back the next business day. You can also use our contact form any time — it reaches the same inbox.

Let's talk through your options

Call Monday through Friday, 9:00 AM to 5:00 PM. Press 1 to speak with an agent.

Call 985-875-5001